Find a Mortgage Consultant In Your Area

We have a variety of mortgage programs and we are committed to finding the home loan that is right for you!

Fixed Rate Mortgages

FHA, VA, VHDA & RD Programs

Adjustable Rate Mortgages

Bridge or Temporary Loans

Construction & Lot Loans

Jumbo Loans

 

Lot Loans. We offer short term lot loans for people planning to build in the near future as well as longer term financing for those planning to build at a later date.

Construction Loans. These loans are specialized, short term financing when you’re planning to build a home.  We offer simultaneous approval of both your construction and permanent financing.

Bridge or Temporary Loans.  We offer short-term financing options by allowing you to use the equity in your existing home to buy a new home.

First Time Homebuyer’s Programs.  These programs are specifically targeted for first-time homebuyers who have different needs than those who have been through the mortgage process before.  We offer a variety of loan programs and we’ll walk you through each step.

At StellarOne you’ll enjoy personal service from application to closing.  Our team of professional Mortgage Consultants is dedicated to making your dream of home ownership come true.

Minimum income, liquidity, net worth and credit score requirements may apply.

With so many loan options from which to choose, how do you know which one is right for you?  A mortgage consultant can help you choose from the many financing options available.

StellarOne Mortgage Division has a diversified selection of mortgage loan programs for both first time homebuyers and seasoned home owners.   Our goal is to assist you with the home financing that is right for you.  Below is a description of some of our mortgage programs. For more in depth information or questions please contact your local mortgage consultant.